Our company specializes in rural lending and originates residential and commercial mortgage loans across the Lone Star State.

Our main office is in Brenham, Washington County (the birthplace of Texas) and our very name, Home & Ranch Mortgage Company, describes our role as a rural lender with capacity far and above that of a typical mortgage company. 

Home & Ranch Mortgage is Washington county’s only exclusive lender for real estate loans.  No car loans, checking accounts, investment products, insurance, or real estate for sale.  Only the very best institutional and government sponsored mortgage loans to build, buy, or refinance homes and ranches.

Here are the Washington County folks who will turn your dreams into realty:

Kellie Rodenbeck joined the company in 1995, is a licensed Mortgage Loan Broker and is the owner of HRMC.  She and her husband, David, and their three children have lived in Brenham for over eighteen years.  Kellie has served on several community boards and is currently a member of the Rotary Club of Washington County.  David heads up DRK Enterprises, LLC, a family owned construction and remodeling company.

Alice Williams has been with Home & Ranch since 1999, first as a loan processor and since 2006 as a loan officer and processor.  Alice has lived in the Brenham for the past 15 years, raising four children.  She is active with the Fortnightly Club of Brenham, supporting the public library.

Michelle Smith has recently joined the team at Home & Ranch Mortgage. She has over 14 years experience in the mortgage industry in the Austin and Dallas areas, where her most recent position was as a processing supervisor.

Michelle brings a wealth of knowledge in loan processing and problem solving to Home & Ranch Mortgage. Michelle is excited to be back in Brenham, where she grew up.

Sandra Starnes recently joined Home and Ranch Mortgage as a loan officer. She has been an active Buyer and Seller of real-estate for the past fifteen years. She is the former owner of Brenham Trophies and Awards and actively involved in Hospice of Brazos Valley. Sandra has also represented the Chamber of Commerce as a Blue Blazer for Seven years.

She and her husband Billy are the parents of three sons and have lived in the Brenham area for the past 11 years.