This is the hard part – how to convey hundreds of mortgage loan programs?

For those wanting to buy or refinance property with a house:                       

• 3% down payment for homes on up to 100 acres.

• 5% down payment for homes on unlimited acres.

• Many loan programs with no down payment required – even for first time homebuyers.

• Credit blemishes?  We can help.

• School district employee?  No money down required.

• Government sponsored mortgage loans may be the answer.

• Reverse Mortgages

• Commercial Loan Programs

For those wanting to buy or refinance property without a house:

• Land loans up to $2,800,000.

• Fixed and variable rates which are surprisingly low.

• No escrow accounts required.

• No prepayment penalties.

For those wanting to build a house:

• No legal fees on construction loans

• No draw inspection fees on construction loans.

• One loan application for construction and permanent loans.